Compare & Choose the Best Health Insurance in India
Compare 50+ health insurance plans from LIC, Star Health, HDFC ERGO, and 5 more leading insurers. Find the right coverage for your family in under 2 minutes.
No registration required · 100% free comparison · Unbiased results
8+
Top Insurers
All major players
50+
Health Plans
Comprehensive coverage
99.06%
Best CSR
Star Health 2023–24
19,000+
Network Hospitals
Cashless treatment
Independent Platform
Informational only
8 Insurers
All major providers
5L+ Users
Trusted by Indians
Updated Daily
Live premium data
Find Your Perfect Health Plan
Filter by your needs and compare instantly
Top Picks
Most Popular Health Plans
Ranked by claim settlement ratio and customer reviews
Star Health
Family Health Optima
Annual Premium
₹12,500
per year
Coverage
₹10 L
sum insured
- 99.06% claim settlement ratio — industry best
- 14,000+ cashless hospitals across India
- 600+ daycare procedures covered
HDFC ERGO
Optima Secure
Annual Premium
₹10,800
per year
Coverage
₹10 L
sum insured
- 2x coverage benefit from day one
- 98% claim settlement ratio
- 13,000+ network hospitals
Care Health
Care Supreme
Annual Premium
₹11,500
per year
Coverage
₹10 L
sum insured
- Largest hospital network — 19,000+ hospitals
- Unlimited sum insured restoration
- 550+ daycare procedures covered
Aditya Birla Health
Activ Health Platinum Enhanced
Annual Premium
₹10,200
per year
Coverage
₹10 L
sum insured
- Wellness rewards — earn up to 30% premium back
- 9,000+ cashless hospitals
- OPD doctor consultations covered
Niva Bupa
ReAssure 2.0
Annual Premium
₹9,500
per year
Coverage
₹10 L
sum insured
- Unlimited restoration of sum insured
- 10,000+ cashless hospitals
- 500+ daycare procedures
New India Assurance
Mediclaim Policy
Annual Premium
₹5,500
per year
Coverage
₹5 L
sum insured
- Government-backed public sector insurer
- 12,000+ network hospitals
- 95% claim settlement ratio
Simple Process
How MediCompare Works
Find and buy the right health insurance in 3 simple steps — completely free, no registration required.
Filter by Your Needs
Set your coverage amount, budget, and policy type. Our smart filters instantly narrow down the best-fit plans from 8 IRDAI-regulated insurers.
Compare Side by Side
Select 2–3 plans and compare every feature — premium, CSR, hospital network, waiting period, restoration benefit, and exclusions — in one table.
Buy Directly from Insurer
Click 'Buy Now' and you're redirected to the insurer's official website to complete your purchase safely. No middlemen, no hidden fees.
What is Claim Settlement Ratio?
Percentage of claims paid by insurer — higher is better. 95%+ is excellent.
What is a family floater plan?
One policy that covers all family members under a shared sum insured.
What is the waiting period?
Time before pre-existing conditions are covered. Typically 1–3 years.
Is comparison free on MediCompare?
Yes — 100% free, no registration, no spam calls.
Compare Plans from India's Leading IRDAI-Regulated Insurers
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