Compare Health Insurance Plans
18 plans from 8 IRDAI-regulated insurers · Updated July 2026
LIC
Cancer Cover
Annual Premium
₹4,200
per year
Coverage
₹10 L
sum insured
- Lump sum payout on cancer diagnosis
- ₹10L coverage at just ₹4,200/year
- Covers all stages of cancer
Bajaj Allianz
Extra Care Plus
Annual Premium
₹5,200
per year
Coverage
₹5 L
sum insured
- Affordable top-up plan at ₹5,200/yr
- Supplements your existing base policy
- Simple claim process
New India Assurance
Mediclaim Policy
Annual Premium
₹5,500
per year
Coverage
₹5 L
sum insured
- Government-backed public sector insurer
- 12,000+ network hospitals
- 95% claim settlement ratio
LIC
Jeevan Arogya
Annual Premium
₹6,500
per year
Coverage
₹2 L
sum insured
- 140+ daycare procedures covered
- Fixed benefit plan with guaranteed payouts
- Government-backed LIC reliability
Aditya Birla Health
Activ Fit
Annual Premium
₹6,500
per year
Coverage
₹5 L
sum insured
- Designed for young adults 18–35 years
- Fitness tracking and health rewards
- Affordable at ₹6,500/year
Niva Bupa
Health Companion
Annual Premium
₹6,800
per year
Coverage
₹5 L
sum insured
- OPD consultation cover included
- Affordable family floater at ₹6,800/yr
- Covers 300+ daycare procedures
HDFC ERGO
My:Health Suraksha
Annual Premium
₹7,200
per year
Coverage
₹5 L
sum insured
- Wellness benefits and fitness rewards
- Affordable entry-level plan at ₹7,200/yr
- Covers 400+ daycare procedures
Care Health
Care Classic
Annual Premium
₹7,200
per year
Coverage
₹5 L
sum insured
- Access to 19,000+ cashless hospitals
- Comprehensive basic coverage at ₹7,200/yr
- 400+ daycare procedures covered
Bajaj Allianz
Health Guard Gold
Annual Premium
₹7,800
per year
Coverage
₹10 L
sum insured
- 8,500+ cashless hospitals
- 480+ daycare procedures covered
- 92% claim settlement ratio
ICICI Lombard
Complete Health Insurance
Annual Premium
₹8,500
per year
Coverage
₹10 L
sum insured
- 10,000+ cashless hospitals across India
- 450+ daycare procedures covered
- Instant digital claims processing
Niva Bupa
ReAssure 2.0
Annual Premium
₹9,500
per year
Coverage
₹10 L
sum insured
- Unlimited restoration of sum insured
- 10,000+ cashless hospitals
- 500+ daycare procedures
New India Assurance
Senior Citizen Mediclaim
Annual Premium
₹9,800
per year
Coverage
₹5 L
sum insured
- For ages 60–80 years
- Pre-existing diseases covered after 18 months
- Government insurer — maximum trust
Aditya Birla Health
Activ Health Platinum Enhanced
Annual Premium
₹10,200
per year
Coverage
₹10 L
sum insured
- Wellness rewards — earn up to 30% premium back
- 9,000+ cashless hospitals
- OPD doctor consultations covered
HDFC ERGO
Optima Secure
Annual Premium
₹10,800
per year
Coverage
₹10 L
sum insured
- 2x coverage benefit from day one
- 98% claim settlement ratio
- 13,000+ network hospitals
ICICI Lombard
Health Advantage Plus
Annual Premium
₹11,200
per year
Coverage
₹15 L
sum insured
- ₹15L coverage with critical illness rider
- Sum insured restoration benefit
- 500+ daycare procedures
Care Health
Care Supreme
Annual Premium
₹11,500
per year
Coverage
₹10 L
sum insured
- Largest hospital network — 19,000+ hospitals
- Unlimited sum insured restoration
- 550+ daycare procedures covered
Star Health
Family Health Optima
Annual Premium
₹12,500
per year
Coverage
₹10 L
sum insured
- 99.06% claim settlement ratio — industry best
- 14,000+ cashless hospitals across India
- 600+ daycare procedures covered
Star Health
Senior Red Carpet
Annual Premium
₹18,000
per year
Coverage
₹5 L
sum insured
- Designed for ages 60–75 years
- Pre-existing diseases covered from year 1
- OPD consultation cover included