Side-by-Side

Compare Health Insurance Plans

Select up to 3 plans and compare every feature side by side

Star Health

Family Health Optima

₹12,500

/ year

₹10 L

coverage

HDFC ERGO

Optima Secure

₹10,800

/ year

₹10 L

coverage

Care Health

Care Supreme

₹11,500

/ year

₹10 L

coverage

Best Plan Recommendation

Star Health

Family Health Optima

63/100 Match Score

Premium

₹12,500

per year

Cover

₹10 L

sum insured

CSR

99.06%

Excellent

Network

14K+

hospitals

You will be redirected to Star Health's official website

Plan Details

Policy TypeFamily Floater

Room Rent LimitNo limit

Co-PaymentNil

Daycare Procedures600+

Waiting Period1 year

Cashless Available

Included Benefits

Restoration Benefit

Maternity Cover

Pre-existing Cover

Ambulance Cover

Annual Health Checkup

Section 80D Tax Benefit

No Claim Bonus

Why this plan wins

Highest claim settlement ratio (99.06%)
Maximum sum insured (₹10 L)
Shortest waiting period (1 year)

Disclaimer: Comparison data is sourced from publicly available IRDAI filings and insurer brochures (2023–24). CSR figures are from IRDAI Annual Report 2023–24. Verify all policy terms with the insurer before purchasing. MediCompare is an IRDAI-registered web aggregator.